{ "updatedBy": "AfFOmTZWGrVKbCC0IuLGHYhmlhp2", "video_response": { "type": "text", "question_share_id": "ftce8uboq", "mixed": true, "question_thumb": "https://media.videoask.com/transcoded/87b08db9-6097-452a-bbcc-5e12b771f5f5/thumbnails/preview.gif", "answers": [ { "created_at": "2021-05-02T14:57:07.702781Z", "type": "poll", "question": "Have you ever used a food bank?", "text": "No" }, { "text": "I've never used a food bank because I always feel there are people much worse off than me. I've never had enough money to put money aside for savings. My main way of coping has been credit cards - not ideal, but at least I had access to funds. And I was managing. But it spiralled out of control because of things like being taken to court 4 times in 10 years without recourse to Legal Aid - I had to pay myself. There was just no cushion against financial setbacks.That said at one point, prior to the pandemic, I had got into £15 000 of debt over the years, ever since I ended up homeless on unpaid maternity leave with my children. With the help of StepChange debt charity I paid that off back in 2019, but even now an unexpected expense, like having to MOT and service my car, or having to pay the excess when I was involved in a traffic collision a couple of years ago makes life very difficult - I had to borrow from my family. And borrowing from family has it's own risks and puts family ties under strain and my family has suffered because of it.", "question": "If you were struggling for essentials, where would you go for help instead?", "created_at": "2021-05-02T15:06:58.171641Z", "type": "text" }, { "type": "poll", "text": "Yes, please share it", "created_at": "2021-05-02T15:07:00.829218Z", "question": "Can we make your entry public and anonymous?" } ], "text": "I've never used a food bank because I always feel there are people much worse off than me. I've never had enough money to put money aside for savings. My main way of coping has been credit cards - not ideal, but at least I had access to funds. And I was managing. But it spiralled out of control because of things like being taken to court 4 times in 10 years without recourse to Legal Aid - I had to pay myself. There was just no cushion against financial setbacks.That said at one point, prior to the pandemic, I had got into £15 000 of debt over the years, ever since I ended up homeless on unpaid maternity leave with my children. With the help of StepChange debt charity I paid that off back in 2019, but even now an unexpected expense, like having to MOT & service my car, or having to pay the excess when I was involved in a traffic collision a couple of years ago makes life very difficult - I had to borrow from my family. And borrowing from family has it's own risks & puts family ties under strain & my family has suffered because of it.", "question_title": "What would have helped you avoid using one?" }, "publishedBy": "rOISUynFBNUZFrEibOysifH0R9F2", "privacy": 2, "type": "video_response", "tags": [ "XAxlUKb79PCPuCltfdD1", "9NhUzpuQEa863xu8Nrhg", "tXWNbEBiooAsZi7sUPhN" ], "readBy": "AfFOmTZWGrVKbCC0IuLGHYhmlhp2", "published": 1628254394188, "user": "5LEyZfrvHFQwIct0kx57hauHOu52", "updated": 1620654737411, "auditedBy": "rOISUynFBNUZFrEibOysifH0R9F2", "read": 1620654723698, "audited": 1628254394188, "created": 1619968018171, "alias": "Meg T", "random": 46, "objectID": "emWjQgJY496NZgxFAWz3" }